There are a number of different types of home loans available to you, and it can pay to familiarize yourself with them. Luckily we're here to help you choose the best type of home loan for your needs.
Get Started
A conventional loan is a type of loan that is not insured by the government. Conventional loans offer more flexibility and fewer restrictions for borrowers, especially those borrowers with good credit and steady income.
FHA home loans are mortgages which are insured by the Federal Housing Administration (FHA), allowing borrowers to get low mortgage rates with a minimal down payment.
VA loans are mortgages guaranteed by the Department of Veteran Affairs. These loans offer military veterans exceptional benefits, including low interest rates and no ...
A jumbo loan is a mortgage used to finance properties that are too expensive for a conventional conforming loan. The maximum amount for a conforming loan is $832,750 in...
Bank statement loans may provide financing options for self-employed borrowers using bank deposits instead of traditional income documentation.
Subject to lender guidelines, documentation requirements, and borrower qualification.
Asset depletion loans may allow qualified borrowers to use eligible assets to help qualify for a mortgage rather than relying solely on traditional employment income.
Subject to lender guidelines, asset requirements, and borrower qualification.
DSCR loans provide financing solutions for real estate investors by focusing on the income generated by the property rather than traditional income documentation.
Subject to lender guidelines, property requirements, and borrower qualification.
Not Seeing What You're Looking For?
Contact us today to learn more.
A temporary buydown can reduce monthly mortgage payments during the first years of a loan. Programs such as 2-1 and 1-0 buydowns may be available for qualified borrowers.
Subject to lender guidelines, program availability, and borrower qualification.
An Adjustable-Rate Mortgage (ARM) offers a fixed interest rate for an initial period, followed by adjustments based on market conditions. ARMs may provide lower initial payments and can be a good option for certain borrowers.
Rates, payments, and terms may change after the fixed-rate period. Subject to lender guidelines and borrower qualification.
Interest-only loans allow qualified borrowers to make interest-only payments for a specified period, resulting in lower initial monthly payments.
Payments will increase when the interest-only period ends. Subject to lender guidelines, program availability, and borrower qualification.
A temporary buydown can reduce monthly mortgage payments during the first years of a loan. Programs such as 2-1 and 1-0 buydowns may be available for qualified borrowers.
Subject to lender guidelines, program availability, and borrower qualification.
